Cash vs Card Cost Comparison
Enter the purchase amount and the two percentage adjustments to see the resulting cash and card costs.
This calculation includes only the purchase amount and the two entered adjustments. It does not include taxes, other fees, rewards, or financing.
Payment cost comparison
A QUICK WALKTHROUGH
How to use this tool
- Enter the purchase amount in US dollars.
- Enter a card surcharge and cash discount from 0% to 100%.
- Compare the rounded costs and see which is lower.
Only the stated adjustments
The comparison includes only the purchase amount, entered card surcharge, and entered cash discount. It does not include taxes, other fees, rewards, or financing.
Arithmetic comparison
Results are in US dollars and rounded to the nearest cent. This tool does not determine whether a surcharge or discount is permitted in a particular location.
GOOD TO KNOW
Common questions
Does a cash discount get added to the price?
No. The cash discount is subtracted from the purchase amount. The card surcharge is added.
Does this include card rewards or sales tax?
No. It compares only the amount and the two percentage adjustments you enter.