Retained Earnings Growth Calculator
Reconcile retained earnings and project explicit income and payout assumptions.
A QUICK WALKTHROUGH
How to use this tool
- Select history or projection and enter signed opening retained earnings.
- Enter every historical row or all explicit projection assumptions; zero adjustments are valid.
- Review the full running reconciliation and undefined growth cases; save the report.
Scope
Closing retained earnings = opening + net income − dividends + adjustments. Projection starts at the entered first-period income; subsequent income multiplies by (1 + growth / 100). Growth must be ≥ −100%; payout 0–100% applies only to positive income, with zero dividends on losses. Adjustments recur each projected period. RE growth is change / opening × 100 only when opening > 0; no CAGR. Retained earnings is an equity balance, not cash or business value. All money uses one currency; no tax or investment advice.
Report
Exact fractions are retained for repeating decimals; no currency rounding.
GOOD TO KNOW
Common questions
Are retained earnings available cash?
No. This equity reconciliation does not calculate liquidity, valuation or dividends legally available.